Article · Wikipedia archive · Last revised Jul 18, 2026

National Unified USSD Platform

The National Unified USSD Platform (NUUP), also known as the *99# service, is a platform that provides access to the Unified Payment Interface (UPI) service over the USSD protocol. Initiated by the Government of India and developed by the National Payments Corporation of India (NPCI), it facilitates access to banking services from mobile phones.

Last revised
Jul 18, 2026
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The National Unified USSD Platform (NUUP), also known as the *99# service, is a platform that provides access to the Unified Payment Interface (UPI) service over the USSD protocol. Initiated by the Government of India and developed by the National Payments Corporation of India (NPCI), it facilitates access to banking services from mobile phones.12

The USSD code to access the NUUP is *99#.34 The Telecom Regulatory Authority of India (TRAI) has set a maximum ceiling of ₹1.5 per transaction for accessing the NUUP, although rates can differ among service providers.56

References

References

  1. "NUUP: *99# transaction without internet". financialexpress.com.
  2. "Go Cashless without Smartphone". thenortheasttoday.com.
  3. "Bhim: Cashless transactions using NUUP on iOS and feature phones". firstpost.com.
  4. "Digital payment method to use". indiatimes.com.
  5. "USSD-based mobile banking service for non-smartphone users". economictimes.indiatimes.com.
  6. "National Unified USSD Platform (NUUP)". intoday.in.
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